These are our standardized screening/occupancy standards and they will be enforced on a uniform basis with all prospective tenants.
General Provisions
- Each adult who will be living in the unit must fill out an application and pay the $35.00 non-refundable application fee. All applications must be submitted at the same time. If one applicant is denied, all applicants will be denied.
- Applications should be filled out completely and accurately. An incomplete application may be rejected or not processed.
- Co-signer application fee is $15.00 (non-refundable). Co-signer’s credit report will be processed and should be acceptable.
- Acceptance or denial of an application(s) may take up to two business days.
- A security deposit equal to one month’s rent is due within 24 hours of approval to remove property from the market.
- Each resident (and co-signer if applicable) must sign the lease and the rent must be paid in full before anyone moves in.
Minimum Income
- If all utilities are included in rent, Applicant’s monthly income should be at least 2 ½ times the rent.
- If all utilities are not included in rent, Applicant’s monthly income should be at least 3 times the rent.
- Income from all legal and verifiable sources will be considered. If Applicant has insufficient income, Applicant may be considered with a co-signer and/or last month’s rent. The co-signer should meet credit and income standards.
- Self employed Applicants may be required to submit the previous year’s tax statement.
Credit Requirements
- Applicant’s credit history should be free of judgments, collections, and bankruptcies.
- Applicants with a credit score lower than 550 may require a co-signer and/or last month’s rent.
- If Applicant has no credit, or insufficient credit, applicant may be considered with a co-signer. The co-signer should meet credit and income standards.
Rental History
- Applicants should have a minimum of 6 months rental history or home ownership.
- Applicants must provide current and previous rental addresses for the past 3 years, along with Landlord’s name and phone number for each address. If applicant owned a home, applicant may be required to provide contact information for mortgage holder. Omission of an address could be grounds for denial. Please use back of application for additional address and landlord information.
- Applicants should have acceptable Landlord references. Rental history reflecting past due rent or an outstanding balance due to a former landlord may be denied, unless a written payment arrangement is provided.
- Applicants with a history of late payments may be denied residency.
- Applicants with verified housekeeping problems or with a history of disturbing the peace may be denied residency.
- Prior evictions or a history of problems with prior owners/managers/residents may result in denial of the application.
- Applicants without rental history may require a co-signer.
Occupancy Limits
- Occupancy may not exceed two persons per bedroom.
- Brainerd City Ordinance: No more than 4 unrelated people in a dwelling unit.
Other Reasons for Possible Denial
- False or incorrect information. 504B.173, Subd. 4(b) – A prospective tenant who provides materially false information or omits material information on the application is liable to the landlord for damages plus a civil penalty of up to $500.00, civil court filing costs and reasonable attorney fees.
- Attitude. If an Applicant is rude or argumentative, this can be the basis for denial.
- Negative or unverifiable references.
- The use, possession, manufacturing of, or sale of controlled substances.
- Applicants with criminal conviction relevant to Landlord/Tenant issues, anything covered under the Koskinen Background Check, or MN Statute 504B.171, may be denied residency.
PROGRESSIVE PROPERTY MANAGEMENT DOES NOT DISCRIMINATE AGAINST APPLICANT BECAUSE OF COLOR, CREED, DISABILITY, FAMILIAL STATUS, MARITAL STATUS, NATIONAL ORIGIN, RACE, RECEIPT OF PUBLIC ASSISTANCE, RELIGION, SEX, OR SEXUAL ORIENTATION.